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How to get a judgement off your credit report

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How to get a Judgment Off Your Credit Report

Vacating a Judgment - Motion to Vacate a Judgment: Did someone fi:le a judgment against you? If they did, there is a chance you can get it dismissed or ďvacatedĒ. Vacating a judgment is basically the equivalent of stamping a big fat red ďVOIDĒ on the judgment paperwork.

Filing a motion to dismiss a judgment is like fi:ling an appeal on the outcome of a jury trial. If the outcome was not fair, and you have good reason why the court should overturn its prior ruling, you should fi:le motion. Donít be intimidated by the thought that you are challenging a court ruling, it happens all of the time. As with many collection agencies, many people who file lawsuits to collect money from you in court didnít follow the law.

You may be asking yourself why the judge didnít know about this improper deviation. As in most professions, judges tend to specialize in one type of case. For the same reason that you canít expect a heart surgeon to know the best psychiatric medications to prescribe to a patient with schizophrenia, a judge doing small claims or injury lawsuits may not be intimately familiar with consumer law.

Sure, they know the basics, but one person canít know everything. Before deciding on a case, most judges need to look up and study existing statutes and case rulings in addition, if the person who sues says they followed the correct procedure and the defendant or his lawyer does not dispute it, itís a sure bet they were given the benefi:t of the doubt. EXACT PROCEDURE AND FORMS